Sunyani, Bono, March 16, — The Social Security and National Insurance Trust (SSNIT) has clarified that employees or scheme members cannot register a ‘boyfriend’ or ‘girlfriend’ as a pension beneficiary. Only blood relatives are eligible to be nominated to receive pension benefits.
Mr Frank Molbila, General Manager in charge of Benefits, provided the clarification while speaking at a regional forum in Sunyani organized by SSNIT in collaboration with the Trades Union Congress (TUC) on Monday.
The forum, themed “Empowering Unions, Secure Futures: Deepening Pension Literacy Across Ghana,” aimed to enhance pension literacy among workers and strengthen collaboration between SSNIT and organized labour.
Mr Molbila emphasized the value of the SSNIT pension, describing it as superior to other investments or businesses, noting:
“With the SSNIT pension, the longer you live the longer you benefit.”
He urged workers to register with SSNIT and plan for retirement, highlighting that the scheme is generous and essential for long-term financial security.
Key figures shared included:
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Pension payouts in 2025: GHC6.77 billion
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Projected payouts by end of 2026: GHC8.21 billion
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Oldest pensioner: 107 years old
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Highest pensioner monthly payout: GHC213,000
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Lowest pensioner monthly payout: GHC400
Regarding invalidity pensions, Mr Molbila noted:
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Highest invalidity pension: GHC19,923 monthly, 86 years old, on payroll for 36 years
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Current invalidity pension scheme: 32 years old
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Invalidity pensions paid in 2025: GHC40.8 million
He advised members to regularly update their records, particularly the details of their beneficiaries, to ensure smooth processing of pension benefits.
GHBUSS
16 March 2026
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